Invest in Dubai on numbers, not noise
Mortgage and return calculators, area and developer comparisons, Golden Visa guidance and market reports — everything needed to build a Dubai property portfolio.
A market that pairs yield with security
Dubai remains one of the world's most compelling property markets on both net return and regulatory protection.
Tax-free environment
No personal income tax and no capital gains tax on property — net returns rank among the highest globally.
High rental yields
Gross yields of 5–9% depending on the community, versus 2–4% in most global capitals.
Golden Visa
A property investment from AED 2M grants a renewable 10-year residency for you and your family.
Flexible payment plans
Off-plan 80/20, 60/40 and post-handover plans dramatically reduce the upfront capital required.
Regulated, transparent market
DLD, RERA and mandatory escrow accounts protect buyer funds at every stage.
Population & tourism growth
Sustained population growth and 18M+ annual visitors fuel both long-term and short-let demand.
An investment advisor, not just a brokerage
Data-led advisory
We model yield, risk and resale liquidity before any recommendation.
Early launch access
Pre-allocations with leading developers ahead of public release.
Full post-purchase management
Leasing, property management, resale and periodic performance reporting.
Mortgage & visa support
Mortgage arrangement and end-to-end Golden Visa processing.
A 10-year residency through property
A property investment from AED 2M qualifies you and your family for the renewable Golden Visa.
Renewable 2-year investor residency.
10-year Golden Visa — ready, off-plan or mortgaged property.
Values of multiple properties can be combined to reach the threshold.
Eligibility & requirements
- • Title deed in the investor's name at or above the threshold.
- • Valid passport and a white-background photograph.
- • A certified DLD property valuation.
- • Bank NOC if the property is mortgaged.
- • Medical screening and valid health insurance.
Benefits
- • Renewable 10-year residency with no sponsor
- • Sponsor spouse, children and parents
- • Stay outside the UAE without losing the visa
- • Easier banking and company formation
- • Access to premium healthcare and schooling
Timeline
Eligibility assessment and title deed preparation.
NOC and DLD property valuation.
Application, medical test and biometrics.
Golden Visa and Emirates ID issued.
From consultation to income
Consultation
We define budget, objective and time horizon.
Asset selection
A shortlist backed by yield numbers and comparables.
Reservation & contract
Reservation form, SPA and DLD registration.
Financing
Pre-approval and financing on the best available terms.
Handover
Snagging, handover and utilities activation.
Operate & earn
Leasing, management and quarterly performance reports.
Selected investment opportunities
Melodia investment calculators
Every result can be sent to a Melodia advisor for a tailored recommendation.
Mortgage calculator
Model your monthly instalment, total interest, debt ratio and financing eligibility in Dubai.
Amortization schedule
| Year | Principal | Interest | Balance |
|---|---|---|---|
| 1 | 36,724 | 67,290 | 1,563,276 |
| 2 | 38,315 | 65,699 | 1,524,961 |
| 3 | 39,976 | 64,038 | 1,484,986 |
| 4 | 41,708 | 62,306 | 1,443,278 |
| 5 | 43,516 | 60,498 | 1,399,762 |
| 6 | 45,401 | 58,612 | 1,354,361 |
| 7 | 47,369 | 56,645 | 1,306,992 |
| 8 | 49,422 | 54,592 | 1,257,570 |
| 9 | 51,564 | 52,450 | 1,206,006 |
| 10 | 53,798 | 50,215 | 1,152,208 |
| 11 | 56,130 | 47,884 | 1,096,078 |
| 12 | 58,562 | 45,451 | 1,037,515 |
| 13 | 61,100 | 42,913 | 976,415 |
| 14 | 63,748 | 40,265 | 912,667 |
| 15 | 66,511 | 37,503 | 846,156 |
| 16 | 69,393 | 34,620 | 776,762 |
| 17 | 72,401 | 31,613 | 704,361 |
| 18 | 75,539 | 28,475 | 628,823 |
| 19 | 78,812 | 25,202 | 550,011 |
| 20 | 82,228 | 21,786 | 467,783 |
| 21 | 85,791 | 18,222 | 381,992 |
| 22 | 89,509 | 14,504 | 292,482 |
| 23 | 93,388 | 10,625 | 199,094 |
| 24 | 97,436 | 6,578 | 101,658 |
| 25 | 101,658 | 2,355 | 0 |
ROI calculator
Model gross and net return, annual profit and payback period.
Rental yield calculator
Benchmark your yield against Dubai's 5–9% market average.
Currency converter
Live exchange rates to size your investment in your home currency.
1 AED = 0.2723 USD · Indicative rates
Where should you invest in Dubai?
Average price per sq ft, rental yield, capital appreciation and lifestyle.
| Area | Price / sq ft | Rental yield | Appreciation | Lifestyle | ROI score |
|---|---|---|---|---|---|
| Dubai Marina | AED 1,850 | 6.4% | +9.5% | Waterfront · vibrant · strong short-let demand | 88 |
| Downtown Dubai | AED 2,650 | 5.6% | +11.2% | Burj Khalifa · urban prime · global demand | 91 |
| Business Bay | AED 1,780 | 6.9% | +10.1% | Business core · canal front · professional tenants | 86 |
| Palm Jumeirah | AED 3,900 | 5.2% | +14% | Private beach · ultra-prime · scarce supply | 93 |
| Dubai Hills Estate | AED 1,720 | 6.1% | +12.4% | Family · golf · international schools | 89 |
| Jumeirah Village Circle | AED 1,150 | 8.2% | +8.8% | Highest rental yields · affordable entry | 84 |
| Dubai Creek Harbour | AED 2,100 | 6% | +13.1% | Emerging masterplan · Emaar launches · capital growth | 90 |
Indicative figures that move with the market — request an updated report for your area.
Who do you invest with?
Emaar
Most stable resale value
- Completed projects
- 240
- Current projects
- 38
- Average ROI
- 7.4%
- Payment plan
- 80/20 during construction
DAMAC
Branded luxury collaborations
- Completed projects
- 200
- Current projects
- 45
- Average ROI
- 7.9%
- Payment plan
- 70/30 with post-handover
Sobha
Backward-integrated build quality
- Completed projects
- 110
- Current projects
- 18
- Average ROI
- 7.1%
- Payment plan
- 60/40
Nakheel
Scarce beachfront assets
- Completed projects
- 150
- Current projects
- 22
- Average ROI
- 6.8%
- Payment plan
- Waterfront 60/40 plans
Ellington
Design-led boutique, strong rental demand
- Completed projects
- 60
- Current projects
- 20
- Average ROI
- 8.1%
- Payment plan
- 70/30
Binghatti
Low entry, high yield
- Completed projects
- 70
- Current projects
- 40
- Average ROI
- 8.6%
- Payment plan
- Flexible plans, fast delivery
Latest Dubai market reports
Quarterly and annual reports — request the full PDF edition.
Dubai Property Market Report — Q1 2026
A review of Dubai real estate performance during the first quarter of 2026.
Dubai Property Market Report — Q2 2026
A review of Dubai real estate performance during the second quarter of 2026.
Dubai Market Review — H1 2026
A consolidated review of the first half of 2026 across Dubai communities.
Investor questions
Can foreigners buy property in Dubai?
Yes. 100% freehold ownership is available to foreign nationals in designated areas such as Dubai Marina, Downtown, Palm Jumeirah and Dubai Hills.
What are the total purchase costs?
Budget roughly 4% DLD transfer fee plus registration fees and a 2% brokerage commission — about 6–7% above the property price.
Can non-residents get a mortgage?
Yes. Banks typically finance up to 50–60% for non-residents and up to 80% for residents, subject to income and property value.
Off-plan or ready property?
Off-plan offers payment plans and higher capital growth; ready property delivers immediate rental income. The right answer depends on your objective and horizon.
How long does it take to rent a property?
In prime communities typically one to four weeks, and faster in high-demand areas such as Marina and JVC.
Does Melodia manage the property after purchase?
Yes — leasing, property management, maintenance and periodic performance reporting.
Start your Dubai property portfolio
Book a complimentary investment consultation, or ask Melo AI right now.